1. Peace of mind

Because capitalism is stressful and you need all the peace you can get.

2. A playlist

It’s inexpensive and super relaxing. Put together a playlist made up of lo-fi music, rain sounds, and Celine Dion classics. You can’t go wrong with Celine Dion.

3. Money

Plenty of money. Especially if it’s in a foreign currency.

4. Their village people’s address

Maybe 2022 can be the year we all band together to fight each other’s village people. There’s no better gift than sourcing for all the village people’s addresses of your loved ones. It shows that you care about their well-being.

5. A pet

Because a small animal that loves and adores you is one of the best things you can own.

6. Crypto investments

Crypto coins like Floki. Yes, market dips can give you high blood pressure, but you’ll be grateful when the benefits start rolling in.

Here’s why owning Floki is a great idea:

• It is competing with the top cryptocurrencies in the market.
• Due to a partnership with CryptoCart, you can purchase items at stores like Amazon, Apple, eBay and lots more using your Floki tokens.

1. Tell them you know Dangote one-on-one

Whether you’ve even seen the back of his head before or not, it doesn’t matter. The koko is how well you’re able to defend your claims.

2. Choose violence once in a while

Have been choosing the “nice” path? Ah. If you want to earn yourself some respect, change it for people and choose violence every once in a while.

3. Stay far away from drama

That includes not dragging people that didn’t do anything to you on Twitter, and telling Bisi you have work to do when she comes with office gossip. Tomorrow it’ll be your gist she’ll be spreading.

4. Show them your birth certificate

Maybe people don’t respect you because of your small stature. You can fix that by showing them your birth certificate. Let them know you are not their mate, especially disrespectful Gen Zs.

5. Make it in life

If you’re not rich-rich enough for people to use your name for clout, forget anything about respect oh. Make it in life first and see how people will rush you with respect.

6. Make sure people know you only shop outside the country…

…Even as far as Turkey, and your orders get delivered directly to your doorstep because you use a Shop & Ship service. If it’s easy let them do it.

Shop and Ship is a global shipping service that delivers your online shopping from anywhere in the world right up to your doorstep. Discover the joy of shopping in the US, China, UK and Turkey amongst other countries with 32 S&S addresses worldwide. Why wait?

Sign up today. For more information, visit .

Letshego, being aware of the power of digital connections, therefore launched a social connection platform called that gives customers a space to connect and reach out to people with similar interests and passions.

Very few banks are keen on taking things a step further by offering beyond-banking services like this. If you wonder why a bank has put in this effort, here is why this makes sense to do:

Personalised Experience

A platform like LetsGo Nation provides a personalized experience for the user, as these users congregate around different passion points, they form connections that give Letshego greater insight into what their customers care about. This then enables Letsgo to develop products and service offerings that meet customer needs & add value to their lives.

Increased Customer Base

Youthful Customer Base

LetsGo Nation is designed for young users (18-30 years) who are the future of Africa. Connecting with them early and beyond the banking walls provides a generation of customers who are already comfortable and trust the Letshego brand.

Cross Selling Products

The passion points for connections on LetsGo Nation range from business, agriculture, affordable housing, affordable Health to gaming, cinema and travel. This diverse range of interests offers Letshego a unique opportunity of cross selling products and services that meet these specific needs. Furthermore it provides useful data for the bank to develop new products using real first-hand data.

However, with a decent savings plan like Letshego鈥檚 LetsGo save and knowledge of what your trip costs, travelling in Africa is an awesome experience, as Letshego is improving lives through diversified lifestyle travel opportunities and exploration of their customers.

If you need any more convincing that you should be doing a little more travelling in Africa, these 5 beach destinations would nudge you in the right direction:

1. Ponta Mamoli – Mozambique

Located between two national parks鈥擬kuze Game Reserve in South Africa and Maputo Elephant Reserve and about a three-hour drive from the capital of Mozambique, Maputo is Ponta Mamoli a strip along the Indian Ocean of glittering glittering turquoise waters shielded by miles of dry savanna, swampy forest, and floodplains of reed beds and papyrus. There鈥檚 lots to do and see here, from snorkeling, scuba diving to safaris, Ponta Mamoli offers a diverse range of activities to suit your taste and the best part about it is that it is never packed with tourists.

2. Lamu Archipelago – Kenya

First off, Lamu town is a UNESCO World Heritage site, so it hardly gets cooler than that. Located off the Northern coast of Mombasa, this cluster of islands has beaches with clear waters perfect for excellent The town itself has quiet, narrow streets that are fascinating to explore and with no cars available you can explore the archipelago’s secret beaches on a traditional dhow.

3. Trou-aux-Biches – Mauritius

One of Mauritius鈥� best beaches is located in the town of Trou-aux-Biches. What鈥檚 awesome about Trou-aux-Biches is that it is a mile of fine sand of public beach. Its west coast location means that it is largely sheltered from the weather during the rainy season, while local restaurants serve cuisine that reflects Mauritius’ multicultural heritage. Watersports keep children and adults entertained, and the southern end of the beach offers a range of accommodation options to suit all budgets.

4. Umzumbe, KwaZulu-Natal, – South Africa

This secluded part of the lush and untouched South Coast of KwaZulu-Natal is one of the destinations in the area which has managed to keep clear of development and retain its country charm. Situated not far from Durban, the biggest city in KwaZulu-Natal, this is another great surfing and swimming destination.

5. Anse Source D鈥橝rgent – Seychelles

The Seychelles archipelago has long been one of the world’s most romantic destinations and its beaches feature frequently in global Top 10 lists. One of the island nation’s most famous beaches is Anse Source D鈥橝rgent, located on the island of La Digue. This stretch of pure white sand is perhaps the archetypal paradise beach, with dramatic boulders, shallow turquoise waters and gently curving palm trees. It’s a great place to soak up the sunshine or go snorkeling, making it a popular stop for visiting day-trippers.

Your online shopping experience could even be made better with these following things:

1. The wisdom of your forefathers

Shopping is addictive, and your cart is filled enough. Wisdom will prevent you from impulsively spending all the money you’ve saved for japaing on one handbag.

2. Discounts, discounts, discounts

Shopping is much more fun when you are saving some coins, yes or yes? If your favourite shopping store doesn’t give discounts, fight them.

3. A password even the Devil cannot guess

How long will you keep using 123456789 and your birthday in reverse as your password? It’s 2022, fix up before one hacker will access all your card details and wipe your account clean.

4. The patience of a snail

Not every shiny, carefully photographed item on a e-store is the real deal. Patience will prove helpful in getting value for your money. Unless you want to keep regretting a hasty purchase till you clock ninety.

5. Doorstep delivery

Wouldn’t it be cool if you could shop globally and get your order shipped right to your doorstep? If you live alone and are trying to prevent the whole of Nigeria from knowing you even have money to order stuff from the abroad, this option is perfect!

Are you an online shopper? You’ll love this.

Discover the joy of shopping in the US, China, UK and Turkey amongst other countries with 32 S&S addresses worldwide. Why wait? Sign up with Shop and Ship today.

For more information, visit .

Which can you relate to the most?

1. Paying can be frustrating

It’s not as if you’re begging for the money oh. You have it, but to make payment becomes difficult. Either because your debit card keeps getting declined, the payment methods are not supported in Nigeria or one OTP wahala. Heavy sigh.

2. Shipping fees cost more than the product

Imagine paying $25 as shipping fee for sunglasses that cost $4. How?? How much is transport fare to the market?

3. Delivery takes forever

That’s how you’ll think every knock on your door or unknown number calling is a delivery person. Someone can even get pregnant and give birth during some waiting periods. If some of your orders even arrive in one piece, thank your star. Wahaleux.

4. Confusion with currency conversion

Rushing to convert the prices on items before adding to cart is just tiring. Makes you wonder why there’s no universal currency.

5. You cannot do “back to sender”

This one can make you want to grow wings and fly, because the return policies suck. Especially when you get those outrageous deliveries that look nothing like what you ordered online, a.k.a what you ordered vs. what you got.

6. Nigeria not being on the radar

There is always that one international shopping site that doesn’t deliver to Nigeria. A whole Nigeria oh, it’s not their fault.

7. Address wahala

There is always the scepticism about filling the address option. What if they come and kidnap you or worse, your package gets delivered to your enemy’s house? Which room number will you even write when the numbering on your street is not straightforward? Omo.

Before you put away your ATM card and say “Never again” to shopping on international stores, give Shop & Ship a try. It鈥檚 a global shipping service that delivers your online shopping from anywhere in the world right up to your doorstep.

Yup. To your door gan gan!

Discover the joy of shopping in the US, China, UK and Turkey amongst other countries with 32 S&S addresses worldwide. Why wait? Sign up today.

For more information, visit .

If you can relate with at least three of the following, then chances are you can鈥檛 successfully navigate the tricky water of a FWB.

1. You don’t have friends

It鈥檚 called “friends” with benefits for a reason. As your antisocial behaviour has stunted your ability to make friends/maintain friendships,, which friendship will you introduce sexual benefits into it? Exactly. Just continue scrolling on Tiktok.

2. You are already planning matching Pyjamas for Valentine’s Day

If you鈥檙e the kind of person who already starts mentally planning your life with someone (wedding, children, divorce, Shakespeare-style joint death etc) the second they so much as smile at you, you鈥檙e not cut out for this FWB life. Hang it up.

3. Your jealousy knows no bounds

Jealousy is usually an anxious response to something you need to address. For example, if the thought of your FWB having genital meet & greets with other people makes you feel the rage of a thousand Hulks, you鈥檙e most likely in love with them, which means you have no business being in a FWB situation with them in the first place.

4. You are big on PDA

Your friends with benefits partner will not whisper sweet nothings into your ear, hold your hand lovingly, or remove imaginary leaves from your hair. Know this, and know peace.

5. You catch feelings like kilode

Literally everyone you’ve talked to being able to testify that you caught feelings for them faster than The Flash is a huge sign that the “no strings attached” principle of FWB will be an issue for you.

6. You are

If you’re someone who craves a strong emotional connection with someone before you can bump genitals with them,run away from anyone who propositions you with a FWB arrangement. It won鈥檛 end well for you.

7. You aren’t assertive

Saying yes to a FWB relationship only because it鈥檚 what your potential partner wants is a bad idea because you’ll be miserable all the time. This is why you should strongly assert yourself if a situation doesn’t serve you. Failure to do so will end with you eating breakfast in the future.

A fresh start as everyone looks forward to new opportunities, possibilities, milestones, achievements, and successes.Expectedly, there would be expectations, projections, plans, and well-intentioned resolutions laid down to achieve set goals for the year.

Before you roll your eyes at the mention of “new year resolutions”, or the widely proclaimed “New Year, New Me” mantra, it is critical to note that resolutions, albeit sometimes led by emotions and unrealistic goals, evolve from a genuine decision to get it right in the new year.

Resolutions are commonplace, as people indulge in retrospection and re-evaluation of some of their decisions with the resolute desire to lead a better life from the previous year. However, the question is how many people follow through to keeping the well written and laid-out plans?

According to the Discover Happy Habits blog, only 64% successfully keep to their new year resolution just one month after making them. There is no prize for guessing that the numbers thin out as the year unfolds. Clinical psychologists conclude that the major reason most resolutions fail is attributable to a lack of self-discipline and low tracking of progress evaluation.

Let us be honest, most of these resolutions are made at the spur of the moment without clarity or unrealistic measures. So, this year we thought to help with simple, realistic, and foolproof steps to ensure your resolutions are not the usual “wash, rinse and repeat”. The best way to plan is to ask; “what realistic and immediate changes do I want for my life”? Below are steps on how to plan your 2022 results-driven resolutions.

What should I do now?

We believe that the best way to plan and achieve the desired goal is by taking immediate action. Planning should not only be approached from a futuristic point of view but from simple questions like “What do I do now? What can I change or adjust now?”.

Typically, resolutions focus on the achievements in a month, a quarter, half-year or end of the year, with less attention on the immediate steps. Sometimes, these changes and adjustments are the real deal in achieving your plans for the year.

Let’s make it clearer; imagine you have a mental note of the professional certifications you would like to acquire in three months, or the networking events you love to attend within the quarter, but you never actually note the professional certifications or create a reminder for the events at the instant, pin in at a visible spot or on your electronic devices, what would happen? Yes, you guessed right, there is a higher chance that you might forget them because these plans were never staring you in the face. If the plan is to get more certified, surf the internet now, register for the desired courses, pin the date on your calendar and start the countdown.

If yours is to spend more quality time with your family and kids, check your calendar to plan your leave, plan either a vacation or a staycation, check the newest recipes to prepare for your family, call that loved one as you plan a visit. In other words, do not postpone the actualization of your goals and take deliberate steps immediately.

What should I do by mid-year?

After taking immediate actions, the next step is what should you plan for the mid-year? What needs to be achieved by the year’s second quarter (April 鈥� June)?

However, the second quarter of the year is critical in achieving your midterm goals as one looks to steer the final half of the year on the right course. Whether your midterm goal is to save for the purchase of a car or house, plan for the summer trip with the family, acquire more skills and knowledge, do not wait till June to start the mid-year work appraisal, begin in April to check which activities need more focus to realign. Do not let the months slide away, engage yourself, do the things you might not have achieved in the first quarter and master the decisions you were able to achieve.

What should I do by the full year?

The full-year goals might sound so far off and might seem not to require immediate and deliberate planning. Darling, this year, don’t dull yourself, start planning now, so as not to get caught up in the tale of “Oh, it is the end of the year, already? What have I achieved this year?”, “How did the year go so fast”. So, if you think pampering yourself with that long-desired destination trip or gifting your loved ones that special gift or taking a deliberate step to preparing for the future of your family and kids and not living anything to chance or happenstance, planning the long-term goals are your go-to.

Without any doubt, mistakes, risks, and uncertainties and sometimes failure characterize human endeavours. It is essential not to leave anything to chance. Therefore, this year, no matter what your plan is, make sure to prioritize peace of mind and the confidence to acknowledge that there is assurance and comfort no matter what happens.

For more enlightening professional conversations towards a more fulfilling 2022, please visit www.leadway.com or call the Leadway Assurance Financial Management Experts on 01-2800-70 or email Lcs@leadway.com for professional advice.

You call also request a call back by visiting www.leadway.com/call-me. We are also within your reach on WhatsApp via our virtual assistant support on 08129997044 or any of our social media outlets – @LeadwayAssurance on Facebook & Instagram, @Leadwayinsure on Twitter. You can also send a DM, and we will revert with all the information you require.

It’s not an easy path, but being able to flex “Mummy G.O” on your bio will make it totally worth it.

1. Start small

By small, we don’t mean too small that your efforts go unnoticed; a little thuggery, tout lifestyle, and drug pushing here and there should do.

2. Locate the kingdom of darkness

If you can’t find the location on Google Maps, then maybe you already arrived there. Welcome to Nigeria.

3. Schedule a face-to-face meeting with Lucifer

The meeting will most likely hold in Hell, but fear not, you won’t burn for is with thee. Prepare for a genital meet and greet sha, because he might want to marry you like Lady Ghana, sorry, Gaga.

4. Enroll for hieroglyphics courses

You never know what lies behind the symbols and words you see daily. W could very well be 6.

5. Denounce football

If you have a strong attachment to football and Titus fish, forget it. You can never be ordained a Mummy G.O, hence, you won’t make it in life.

6. Get arrested

If the police are asleep, don’t worry, Jesus will do it. You just have to cooperate.

At this stage, you should be an Executive candidate for MummyGO-ship. This brings us to the next steps…

7. Develop an appetite for meetings

This means no more late coming like you do at your normal work meetings, apt note taking and be ready to travel at short notice – think Russia, California and Iran. You’ll sha be living the life.

8. Establish yourself as an expert in acronyms

As an expert, people will dobale when you make statements. Even if you declare that J.E.A.N.S stands for Global Uniform of Antichrist.

9. Enroll for brand strategy and growth hacking courses

You need all the resources you can get to effectively gather souls, control hearts and expand the kingdom. Anybody that dares to oppose you, HELLFIRE straight.

10. Don’t forget your glasses

This is the icing on the cake. Make sure you are never seen without it. Remain blessed, ma.

Go in peace, and not in pieces, brethren.

Johnnie Walker partnered with Island Block Party to host one of the highly anticipated events of the year. It was truly an unforgettable experience as they served us the perfect blend of music, whiskey and games.

Guests had fun engaging with the Johnnie Walker #NoLabels quote while making up their own quotes to spice up the fun. Others had fun with the live experiences on-ground from the face painting to the customized merch provided by some creatives.

With its theme – #PartyNotConcert, the hypemen and DJs kept the energy up as they thrilled guests with some of the chart-topping music. The climax of the event was when Victony, one of the most promising breakout acts of 2021, ditched his wheelchair to deliver some of his hit songs while standing on his two feet. It was a moment to behold.

Other performances which took our breath away were Focalistic giving us some of that Amapiano magic and Falz, dropping some of his comic skills along with his tracks. Johnnie Walker also had its bar on-ground with enough of its signature highball cocktails and Red Label Pocket Scotch to keep the crowd pumped up for the artist鈥檚 performances.

Guests had a fun-filled night and were super ready to party till the morning. No surprise there though! Anywhere you find Johnnie Walker, best believe the show never stops. This partnership encourages young creatives to freely express themselves and keep walking their paths irrespective of the negative labels thrown at them.

See some of the experiences below: