91大神

  • Are You Financially Irresponsible, or Is It Nigeria?

    Hint: You鈥檙e not the problem.

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    Our parents started teaching us delayed gratification early. 

    You know how growing up, you didn鈥檛 dare eat the meat in your food till you鈥檇 cleaned your plate? They wanted you to resist immediate pleasure for the satisfaction of eating something you actually like after being forced to swallow semo. It was a good lesson, but it鈥檚 not really useful these days. There鈥檚 no guarantee that the meat wouldn鈥檛 have grown wings by the time you鈥檙e done eating.

    In case you haven鈥檛 already figured it out, meat is a metaphor for money. Tinubu鈥檚 Nigeria Today鈥檚 economy might have you thinking that you鈥檙e making bad money decisions. That鈥檚 a lie from the pit of capitalism, and here鈥檚 my case.

    Inflation is on colos

    AKA, inflation is flying higher than a kite right now. So, no matter how frugal you try to be, your 鈧5k can  never comfortably last one busy work week again. Blink once and it鈥檚 gone, but it has nothing to do with your ability (or inability) to make good financial decisions.

    The naira is falling more than someone in love

    In a country that鈥檚 heavily dependent on forex and importation, everything is suddenly triple the price. Well, except your salary.

    The price of gratification has gone up

    You can decide to put off buying shawarma till you receive salary at the end of the month, only to hear that the price has increased by 鈧2k because the shawarma vendors are business people trying to cut a profit too. So according to Nigeria鈥檚 economy, instant gratification is the way to go.

    Government-induced sapa isn鈥檛 hitting the brakes

    In just about three months, fuel prices, school fees and food prices have soared through the roof. The sapa is touching everybody. Even if you鈥檙e getting 鈧1m every month, by the time you buy fuel of 鈧500k, you鈥檒l be wondering if you鈥檙e living above your means.

    You may just faint

    It鈥檚 not like you鈥檙e throwing money away. You鈥檙e literally buying things you need to survive. So what if you finish your money on something 鈥渦nnecessary鈥 like cake? You鈥檒l need something to replenish your energy after thinking about how messy Nigeria has gotten.

    It鈥檚 not you, it鈥檚 Nigeria

    At the end of the day, it鈥檚 just Nigeria. You鈥檙e doing amazing, sweetie.


    NEXT READ: School Might Be a Scam, but Not if You鈥檙e Nigerian

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91大神 amplifies African youth culture by curating and creating smart and joyful content for young Africans and the world.